As of July 2009, our family of 3 is officially............ DEBT FREE!!!!!!!!!
We are so pumped to finally "owe no man anything" and I have my hard-working, diligent, faithful husband to thank for the entirety of this huge feat.
This really is a huge blessing and accomplishment for our family, for as of Christmas 2007, we were $17,000 in debt (school loans & other expenses) and felt very burdened down. For the first time, we couldn't pay off all our credit card payment the month it was due and thus, began to stack up interest debt as well. That only lasted 2-3 months, but it was enough to kick us in the butts. We finally decided to listen to the book on tape that Dad Fugler gave us: "The Total Money Makeover." While it sounded extreme at first to our virgin ears, we gave his ways a chance and began to make small (& big!) differences in our financial ways. Not too many people were encouraging, scoffing and saying that "all debt isn't bad debt," and "no one can ever be fully out of debt." But, faster than we knew it, we were seeing a light at the end of a tunnel and the middle of last month, we knew we had enough in our savings to pay off the last big chunk of my school loan. Praise the Lord!
Now, we are on our way to saving for a second car....







